Ward James Mortgages Ltd

First Time Buyer Mortgages

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Ward James Mortgages Ltd

Home Mover Mortgages

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Ward James Mortgages LtdWard James Mortgages Ltd

Helping you make the right mortgage decision.

Welcome to Ward James Mortgages Ltd

At Ward James Mortgages Ltd, we understand that each and every client has different needs and circumstances.  We are committed to providing the best customer service and with access to a wide range of providers across the UK, we can ensure you receive the most competitive rate available to you, whilst ensuring the product meets your requirements.

  • Providing an honest, reliable, efficient and hassle-free service.
  • Tailored to the unique requirements of each individual client.
  • Providing the right advice and guidance on mortgages.
  • Helping you make the right mortgage decision.

Trying to buy your first home can be a complicated and potentially daunting process that can leave you feeling confused, and the overload of information you find online is often conflicting.

FIRST TIME BUYERS

Our Services

Ward James Mortgages

We know just how stressful moving home can be and we are here to assist you to make the best decision when it comes to your mortgage.  When moving home, you can simply move (or “port”) your existing mortgage to your new house, or you can look for a new deal that better suits your current situation.

house insurance

Ward James Insurance

Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.

Ward James Mortgages Ltd

Life Insurance

Life Insurance is a vital protection plan to provide a financial safety net for your loved ones whether it is to protect a mortgage or not we can offer free independent protection advice.

  • Critical Illness protection is a protection plan that will pay out upon on diagnosis of a critical illness during the term of the plan.

  • An Income protection plan can be used to provide a monthly income when the client is unfortunate enough not to be able to work through illness. This illness does not have to be life threatening but could mean that the client is unable to do their job due to illness.

  • Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.

Customer Testimonials

What Our Clients Say...

Based on 5 reviews.
Steven Van-Boyd
Steven Van-Boyd
2022-05-13
Clee Beevers
Clee Beevers
2022-04-27
Professional, Friendly, Reliable, Hassle Free! I’d have no hesitation in recommending Ward James Mortgages to family & friends.
Gareth Dove
Gareth Dove
2022-04-27
We used James Ward Mortgages for our recent mortgage and were so impressed with the service from start to finish. Nick was incredibly honest and knowledgable and his expertise in this field meant we are now paying far less than our previous deal. We cannot fault this service and would recommend to anyone needing mortgage or financial advice.
Ian Caunce
Ian Caunce
2022-04-26
Used Ward Mortgages for home insurance policy. Very professional,quick and received a competitive quote which we accepted. Would have no problem in recommending them.
Ian Mckenna
Ian Mckenna
2022-04-26
Excellent service