We know just how stressful moving home can be….

We know just how stressful moving home can be and we are here to assist you to make the best decision when it comes to your mortgage.

Ward James Home Mover Mortgages

When moving home, you can simply move (or “port”) your existing mortgage to your new house, or you can look for a new deal that better suits your current situation.

Before you start looking for a house, you will need to work out how much you can afford for the deposit, home insurance and repayments. No matter which mortgage you go for, all lenders carry out a detailed credit check to make sure you have a good credit history and can be relied on to make the payments on time. Even if the mortgage you wish to transfer costs the same as your new one, your lender will still reassess you as if it was your first mortgage, to ensure your financial circumstances are the same.  We can be there to help you with this all.