Refer a friend Terms and Conditions

  1. Ward James Mortgages Referral Scheme is open and available to all customers of Ward James Mortgages who have completed on a mortgage with Ward James Mortgages.
  2. The referral amount detailed in this scheme is a gross payment.
  3. The referee is eligible to receive £50 subject to successful completion of business with your referral.
  4. Standalone life, critical illness, income protection and home insurance referrals are not eligible under this scheme.
  5. Ward James Mortgages will pay £50 upon completion of the friend or relative’s mortgage to the customer who made the referral.
  6. The referral fee will be paid via BACS to the nominated bank account of the customer 4 weeks from completion of the friend or relative’s mortgage.
  7. For the referral to be eligible the minimum mortgage amount completed by the referred customer is £60,000.
  8. There will be no limit to the number of friends and relatives you can refer.
  9. Customers can only be referred to Ward James Mortgages once. In the event that a customer is referred to Ward James Mortgages more than once, only the first person to refer that customer to Ward James Mortgages (with the referred person’s permission) will be eligible for a referral payment under this scheme.
  10. In the event that Ward James Mortgages is (for whatever reason) unable to procure the indicated incentive, then you will receive a substitute of commensurate value subject to these same terms and conditions.
  11. The referred person must be notified and have consented to their details being passed to Ward James Mortgages for this scheme before the date of the referral. This is the responsibility of the customer and is subject to the Data Protection Act 2018.
  12. Permanent employees and contract and temporary workers working directly for Ward James Mortgages are not eligible to participate in the referral scheme.
  13. The referral scheme is available until further notice and can be withdrawn at any time.